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Why the Grind ? I’m Taking Out Loans for Hogwarts!

NaughtyPanda253
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Synopsis

Hogwarts? Great.
Magic System? Even better.
Debt to said System? …Wait, what?

After the System gifts him instant magical knowledge, the catch hits: every spell comes with a price.

Between trying to “repay” magical loans and survive classes without blowing up a classroom, one overworked wizard just wants to graduate without defaulting on his soul.

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